Frequently Asked Questions about
Payday Loans
What constitutes as a payday loan?
Simply put, a payday loan is a personal advance on your next paycheck. It serves as a short term loan for unexpected financial distress or merely quick cash between paychecks. Your next paycheck serves as your collateral with the lender.
What are the qualifications?
You need to be:
*Be 18 years or older at the time of application
*Be a legal citizen of the United States
* Have a checking or savings account with direct deposit capabilities
*Be currently employed and have an income of at least $1000 a month
Different lenders will have different qualifications
How long is the process of getting money into my account?
Most lenders can have money in your account by the next possible business day.
Is it necessary for me to have direct deposit?
Yes. For your convenience, direct deposit is used. This is the way most lenders get money into your account. Different lenders may have different ways to get you your money.
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